We may need to seek help from many outlets in times of economic crisis. Loans are available to protect from losses. Payday loans (also called short term loans), are a fine choice as their credit requirements are not strict like those of banks. Recent surveys show that relatives are more likely to loan their family with due financial obligations. The kind of debt is important while seeking money from the family. Credit card debts and medical bills are acceptable whereas student loans as well as other obligations are considered to be socially acceptable.