When many beginners plan to invest in the stock market, they think of making a profit by following the classic advice to buy low and sell high. However, another way…
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If you’ve never heard of the term “debt-to-income ratio” (DTI), then you should learn a little bit more about this important financial term. It is used by mortgage companies to…
There have been increasing numbers of identity theft cases reported in recent years. Identity theft is a serious form of fraud; it often comes with serious financial repercussions for its…
A loan from a bank or other financial institution may be just the thing to help you out at certain times. When you find that you’re temporarily short of cash…
If you are planning to invest in the stock market, it’s worthwhile to do a bit of homework first. The market has its own vocabulary and jargon, and familiarizing yourself…
Within the stock market, stocks are grouped according to a hierarchy of increasingly precise classifications. This system of classification is very useful for the beginning investor, as well as the…
Positive and normative analyses are two very different approaches to economics. The former, once known as value free economic analysis, is concerned with “what is.” Positive economic analysis seeks to…
Inflation, to put it simply, occurs when prices increase and your money buys less. The Consumer Price Index is a measure of inflation, based on the rise or fall in…
An economic model, as a framework used to demonstrate in a comprehensible way how complex economic processes function, attempts to approximate the reality of economics. Whether it is a useful…
Taking out a short term, or “pay day,” loan may make you feel put on the spot. When you need money urgently and are struggling to make the repayments on…